Tuesday, February 14, 2023

Put yourself in your budget

 👀SERIOUSLY!!👀


💰💸Do you want to save some money or not?


You have to start somewhere, so why not start today?  


You have 11 months to get this started. 


If you’re struggling at all to pull any amount together by June, August, December for insurance, taxes, Christmas etc then this is for you.  I’ve been doing this for almost 30 years and it’s a great start to budgeting if you don’t already budget. 


You just have to have the bank set up a separate account (my credit union does this for free) and have them automatically deposit the amount you need by the end of the year divided by 12. So if you needed $10,500 to pay these bills then you would have them transfer $875/month to that savings on what we date you select.  This becomes a monthly bill. 


Can you pay insurance monthly?  Of course you can. But they charge you more. Did you know you can get a pretty steep discount to pay semi annually or annually?  This is HOW you do it!


You’re paying YOU first AND earning a little interest on the money AND not accidentally spending it and then accumulating credit card debt because you don’t have all this cash by these dates. 


Try it today. Call the bank today. You will never look back once you start. 



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