Wednesday, May 5, 2010

Lanyard with Korean/Hangul?

I have this cute little key fob that has hangul embroidered on it.  I love it.  My little thingy that I clip my Sonitrol card to my shirt at work broke and instead of getting the $2.00 replacements at Walmart I thought I'd try to find a lanyard that has Hangul on it.  Something sweet...you know?  I can't find one anywhere.  If anyone knows where to find one, let me know.  The girl that made mine is in the process of moving and she didn't know if she would start that stuff back up again or not.

Lisa

I DO NOT look tired!

When strangers ask how I'm doing, it's a normal conversation.  You know, a quick "hi how are you doing", in the elevator on the way to your floor at work.  But, when coworkers that I'm acquainted with, don't know that well, but they know I have 5 kids, they always follow by 'you look tired'.  I know I don't look tired.  I think a lot of it is just that people cannot imagine 5 kids in the age groups we have and working.  I know a 'few' others, very few, who have that many, but they usually consist of step kids that they don't have or older and out of the house kids.  We obviously don't run in the right circles to know people like us...or maybe they don't exist?  I have no idea.

But, am I tired sometimes?  Sure.  Is it totally overwhelming to work outside the house...both of us...and have 5 kids 1-13?  Sometimes.  The good outweighs the bad though and it's not your foremost thought everyday.  First of all you're too busy to really think about it and over analyze anything.  You try to get you and your husband and your kids by.  It's just that simple.  You look at your time by the week...sometimes by the day or moment.  I try by the week only because I miss things otherwise and then I'll end up mad at myself for losing track.  Easy to do though.  For instance, I have one day off this week and while I'll have the two littles in tow I have a ton of errands to get run; all before nap time.  I don't get to take time off work because....well, I have 5 kids.  I may need it, so errands have to be meticulously planned out to make the most of my time. 

I'll need to get the kids to school, get to the hospital to get little miss' VCUG films/CD for her nephrologist appointment Monday, then an 8:30 appointment, then to social security to get little man recorded as a full-fledged US citizen in their records and I'd like to stop at the grocery store before my coupon for $3 off anything expires.  Afterall, I don't come across those too often.  Then, there will be lunch and, God willing, naps.  Laundry will hopefully get done in there somewhere and then the kids get home from school and we have plans all weekend long.

So, yeah, I'm tired from time-to-time, but I know I don't look it, so leave me alone just because I have 5 kids....doesn't mean I really am tired all the time.  I can do it and am doing it just fine...afterall I have a great 2nd half.

I'm trying to learn the art of

guilt...the mommy favorite.

My mom is grade A at it with me and my sister.  Don't know if she tries to work the same magic with our brother or not.  I am just in apprenticeship on it.  I have a lot to learn and long way to go.  But, since Cole's grades are lacking in some areas and he LOVES his little brother I'm trying a new kind of inspiration...ahem..guilt....to get him to work.  He came in to tell Jaemin goodnight and Jaemin wraps his little arms and hands around Cole's neck like no one else.  Jaemin totally looks up to him and I totally latched onto that as he was hugging him and Cole was soaking it in.  Be a good example for your brother.  You only want the best for him, right?

I'll have to try to get better at this truly though.  Maybe it comes with age?

Tuesday, May 4, 2010

Another day, another worry

I feel bad even writing and venting about this, but some days are just tougher than others and that's a fact.  I know there are moms out there with kids battling life threatening diseases, major disorders and other traumatic life experiences, but for now this is my world.

I see the other side too.  In parent groups I see other moms, much newer and with less age ranges, worrying whether their kids will get enough votes for the newest photo contest or if they're kid is not doing what their friends' kids' are doing or they're upset because the kiddos, not in school, are getting up before 8:00 am. 

For me, it's the reality of working outside the home (out the door at 7 and back at 5), spending enough time with them and being able to help them get all that they need TIMES 5.  Plus the range in ages is 1-13.  That means we're going through almost every developmental stage for children at once.  We're only missing the older teen, which I don't look forward to right now, so 'yay me' (to quote London). 

So, I have a 1 year old that hits and will not go to bed....until 2 hours of us putting him back to bed 20 times and then finally falling asleep on us.  So what I have a 4 year old that can read, but is beginning to go through the sassiness of a little girl her age and making up for all time lost with all due haste and has to be checked out for kidney problems that scare me some; though I try not to focus on what may or may not be.  So if I have a 7 year old that listens to about 1/2 of what we say to her and has a love for tattling on older brothers....DAILY...being sure to only pick on one at a time, thinking we don't know (she has admitted to doing this) and most likely is ADD.  And, whatever if I have a 9 year old that is caught between a little boy and big boy and sometimes his emotions really give this away and at his size flopping to the floor...not so cute.  And it's not a big deal to have that and 13 year that is ADHD/ADD, but can't have meds because he has a heart condition and is brilliant, but doesn't care about his grades, so they randomly go down from time to time throughout the year and he always makes sure to be fair to all the classes and rotates the bad grades around.

I feel stressed right now with all this little stuff packing on and the worst thing is I shouldn't let it stress me.  There's nothing I can do about it.  They're good kids.  They really are.  They don't beg for cell phones and other spoiled kid things and they're thankful for what they do have.  I have good kids, but how could I not be stressed and worn out...some of the time?  And yes I signed up for this gig and I never, for a second regret it, but they are my life and I worry about them.  I want only the best for the five little people sharing a room, life and love with us.

Sunday, May 2, 2010

No church day of planting

Yeah, we missed church.  After a very lacking night of sleep I wasn't coherent enough to realize that today was First Communion for the area 2nd graders.  This meant the church schedule got pushed up.  So we all got ready headed out and pulled in.  I told Brian something was not right.  The Sunday school parking lot was much fuller than usual and there weren't people constantly coming in and out.  He said I was imagining things, so I walked in and could hear the teachers reading stories, which meant they were already through the first 1/2 hour.  We walked right on out and got in the car.  There were others trying to pull in the church parking lot at the same time, so we weren't the only ones who forgot, but I would have been totally embarrassed if any of the teachers had caught us.

I decided to go in and spend my $10 Penney's cash...you know where you spend $10 and get $10 off, so you can get it for free.  Chelsi decided to go with me and I haven't spent quality time with her in awhile, so she skipped nap and went.  We had a nice time and then went to the nursery so we could FINALLY get some nice flowers in our pots outside.  The girls and I planted them this afternoon before supper and Chelsi picked most of them out.  We were replacing some flocks that never came back...well they did, but then they died right away, and there were tons of worms in that spot.  I pulled them out so I could chop the soil up a bit there and Chelsi was just horrified that Kaelin and I would touch them.  Kaelin proceeded to inform me about how the worms have a job to do and that is to poo so they can create compost for the plants to grow healthy in.  I'm totally thinking this all comes from her after-school visits to grandpa and grandma's house.  Too funny though!

Now all Brian has to do is plant the roma tomato plants I got and we're done with our garden planting.  Bring on the veggies 'cause we're loving roasted green beans!

Calling all working moms with a large family through adoption

I am surely not alone in being a mom who works outside the home and has 5 children.  I know this isn't gigantic by measures of the Duggars or Gosslins, but I also don't get paid to have a show.  I work because I have to pay for insurance 1/2 of our bills.  I work to show our kids life isn't easy and doesn't just drop in your lap.  I work, because that's life and life isn't always a choice.  Unless I choose to not work and go on assistance...not a choice or a good example to my kids anyways.

So, if you're a mom that works outside the home and has a larger family I want to hear from you.  I've been blog searching for months and have yet to find another one, but I know we can't be alone.   Pipe in ladies!

Lisa

Friday, April 30, 2010

Money thoughts...here you are....from some experts

Finally, an article about strategies we have lived by since I could spend my own money in my early teen years.  I especially liked that they mentioned the focus on not forgetting about your annual bills and working them into your budget.  So many people forget about these and then struggle to pay their taxes, insurance, Christmas, etc.  We have always, since we got married, YEARS ago, transferred the money needed for these bills every month to a separate account.  No struggles in that area here.

http://finance.yahoo.com/news/8-Questions-for-the-usnews-2193769886.html?x=0

8 Questions for the Constantly Broke


Kimberly Palmer, On Tuesday April 27, 2010, 11:38 am EDT

If you find yourself nervously checking your bank account balance before payday, then perhaps it's time to make some changes. Before swearing off restaurants or cutting up your credit card, ask yourself the following 8 questions, which are designed to help get you back on top of your finances.

Do I know where my money is going? Beyond a quick glance at our credit card statements each month, most of us don't bother tracking how we're spending money. That means we might not realize that our grocery expenses have suddenly skyrocketed, or our utility bills have doubled. Using an online personal financial management tool to automatically track your spending - www.Mint.com and www.Wesabe.com are among the most popular - allows you to figure out where money is going with minimal effort. The programs can also warn you once you get close to your target budget for the month.

Am I focusing too much on the month, instead of the year? Research suggests that people often fall victim to forgetfulness when budgeting by the month. They tend to overlook unexpected and one-time expenses, such as car repairs or gifts, so underestimate how much they'll need to spend. But when people budget by the year, they tend to factor in those costs. Research by University of Southern California's Gulden Ulkumen, Cornell's Manoj Thomas, and New York University's Vicki Morwitz found that college students were about 40 percent off-target when budgeting by the month, but only three percent off base when thinking by the year.

[See Benefits of Budgeting by the Year, Not the Month]

Do I do something everyday that wastes money? It might be a cab ride, lunches, or a six-pack of beer. These types of small, daily expenditures add up, and by the end of month, you could be out $100 or more. (In the case of a $10 lunch on each weekday, that's $200.) Finish Rich author David Bach famously coined the phrase "Latte Factor" to capture this idea. He argues that if you invested the money instead of spending it, you could eventually become a millionaire.

Do I know my own weakness? Almost everyone has one. It might be a golf habit, fancy jeans, or nice dinners. Perhaps it's simply buying more than you need when you're out running errands. Gwyneth Paltrow's budgeting expert for her GOOP newsletter, Lynnette Khalfani-Cox, offers the following advice: Carry a stopwatch with you on shopping trips. She also suggests bringing a loyal friend on shopping trips to remind you not to overspend.

Am I saving too much? This question might sound counter-intuitive - how could anyone be saving too much? But if you're going into debt to fund your lifestyle and you've already cut back wherever possible, then it's time to look at how much money you're funneling into your 401(k). While it always makes sense to take advantage of matching programs from your employer, it doesn't make sense to save additional pre-tax dollars at the expense of a hefty credit card bill that comes with a 10 percent or higher interest rate.

Is my relationship hurting my bank account? Even if you're on top of your own finances, your bank account won't reflect it unless your significant other is also on board. If you share credit, in the form of credit cards, auto loans, or a mortgage, then any late payment from your partner can also ding your own credit report. Marriage can intertwine your financial lives even further. Before tying the knot, be sure to review each other's credit histories, talk about whether you prefer joint or separate accounts, and make sure you are familiar with each other's long term financial goals. Couples also often get tripped up when it comes to handling money requests from needy family members. Make sure you're on the same page to prevent tension later.

[See 6 Money Talks to Have Before You Marry]

Are the big items dragging me down? According to Elisabeth Leamy, Good Morning America's consumer correspondent and author of Save Big: Cut Your Top 5 Costs and Save Thousands!, it's the big items, not the small ones, that hurt people's finances the most. She suggests focusing on minimizing your mortgage, car, health, debt, and grocery payments. Buying a used car instead of a new one, for example, can save drivers tens of thousands of dollars. Plus, she says, since "cars these days are really well built, the risk is lower than it used to be."

Am I wasting money by carrying debt? If you're paying down a $10,000 credit card bill with a 15 percent interest rate, then you're paying about $1,500 a year to carry that debt. If you're paying off a $10,000 car loan at 6 percent, then you're wasting $600 a year on interest. If you can find the extra cash, consider paying off those loans so you can stop throwing money away on debt payments.